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  • Writer's pictureCreimerman Product Team

Malta and Monaco: Two high net-worth residency by investment programs for you to consider

monaco, malta, residency, investment, high net-worth

Are you a high net-worth individual looking to relocate overseas? If so, then our topic for today will be sure to grab your attention…

In today's article we are going to provide you with all you need to know about Malta and Monaco’s high net-worth residency programs.

Malta and Monaco are world renowned locations for their luxury and abundance of high net-worth residents. Increasingly, there are opportunities opened up to investors from other nations, affording them the opportunity to become residents in these locations, both of which come at a large cost. Today we’ll let you know the details about each program.


Malta, an island nation in the Mediterranean Sea, is extremely popular amongst European tourists, as well as increasingly those from further afield. However, the nation is also becoming popular amongst expats looking to relocate their lives to the idyllic climes to be found in Malta.

Malta actually offers citizenship as opposed to residency, an interesting factor to take into account when deciding what you’re looking to obtain from your investment overseas.

Interestingly, Malta also have a number of routes you can choose between,


1. Have disposable income equivalent to €600,000 to invest in Malta if you have been a resident for 36 months for the National Development Fund

2. Have disposable income equivalent to €750,000 to invest in Malta if you have been a resident for 12 months and Have €700,000 to invest in Maltese real estate to be held for 5 years and not sublet during this time

3. Lease a residential property in Malta worth €16,000 per year and donate

€10,000 to an approved organisation

Some of the exciting benefits tied to these investments include visa-free access to 140 nations including the EU, citizenship available for your family and future generations, and excellent healthcare.


Monaco, an independent and sovereign state in the heart of Western Europe, is world renowned for luxury and wealth. It is the home to royals, celebrities and prestigious sporting events, as well as being a UN member state, making the small nation extremely large on the global stage.

More practically speaking from an investor’s point of view, the tax and legal

structures in the nation make it very accommodating for citizens new and old, including no capital gains tax on real estate, something important to remember when we get onto the details of their residency by investment program in a minute.

This program is designed for those with high levels of disposable income, and here is the route you will follow:

1. Rent or purchase a property in Monaco

2. Deposit and maintain at least EUR 500,000 into a bank duly registered in Monaco

The permit you’ll receive in return is renewable, allows free movement in the EU Schengen Area, and is also processed in 9 to 12 weeks, making it quick, easy and efficient in allowing you to make your new home in Monaco as soon as possible.

So, if you are interested in finding out more about how to pursue residency in Malta or Monaco, as well as other opportunities to develop your business, contact us today! Below this article, you will find a link to set up a free fifteen-minute consultation with us to discuss your options further.

Also, if you want to access our other great content, subscribe to our YouTube channel! At Creimerman, our team of professional global citizens would be happy to help you with your personal or professional cross-border ventures and help make them a success.


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