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  • Writer's pictureCreimerman Product Team

Jersey vs Gibraltar: The high net-worth island residencies you'll want to consider for 2023

residency, jersey, gibraltar, investment, assets

Do you find yourself in the category of high net-worth?

Well, in today’s video we’ll explore 2 countries offering residency by investment with the potential for great returns in the future for the super wealthy.


Jersey offers access to a market of more than 100.000 people benefiting from London, a world-wide centre of economic and cultural influence and France the fifth largest economy in the world which is why it should be taken into account when looking to obtain a new residence by investment

All residential purchases and transfers are controlled by the government of Jersey’s housing committee. This means only people who possess government-issued Jersey housing qualifications are allowed to purchase property on the island. Unfortunately, this excludes a large proportion of the world.

There’s an exception, however. High-net-worth individuals can obtain Jersey’s 2(1)E licence, allowing them to purchase property on the island. This will be assessed on an applicant-by-applicant basis on behalf of the government.


Moving onto Gibraltar now, offering residency with high net-worth individuals in mind like Jersey, where many people are looking to relocate through their specialised program.

The territory has a well regulated Offshore Finance Centre, meaning high net-worth individuals can relocate with the peace of mind that their assets and investments are secure in their new home. There are also a number of tax benefits which come with this but we’ll explore those in a little while.

If this has you interested, then the requirements will be of use to you, they include:

  • Being able to prove your net-worth is more than £2 million

  • You have private medical insurance

  • You have approved accommodation

So, which program is for me?

First let’s look at Jersey. Unlike other small economies, the purchasing power of Jerseys is very high. It has a per capita economic product well above that of most large developed economies, around 57,000 dollars.

Jersey's economy, considered by the OECD as a tax haven, is based on the supply of financial services, HASTA ACÁ

Therefore, Jersey stands out as a location where high net-worth individuals can thrive, while also enjoying the peace of island life without the hustle and bustle of a huge financial centre like London.

Now onto Gibraltar, different from Jersey in many ways, but more on that in a moment, first let’s look at some of the benefits of the territory:

  • No inheritance, capital gains or VAT

  • Special tax status, only assessed for tax on your first £118,000 of worldwide income

This is particularly attractive, and like Jersey, shows that there are special tax breaks to be found overseas.

So, it comes down to your preference of location, be it the climate offered in the Mediterranean, or the cultural blend of France and Britain to be found in Jersey.

So, if you are interested in finding out more about the pathway to residency through investment in Jersey or Gibraltar, as well as other opportunities to develop your business, contact us today! Below this article, you will find a link to set up a free fifteen-minute consultation with us to discuss your options further.

Also, if you want to access our other great content, subscribe to our YouTube channel! At Creimerman, our team of professional global citizens would be happy to help you with your personal or professional cross-border ventures and help make them a success.


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