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Strategically positioned between Central and South America, Panama is a global center for international banking. Significant seaborne trade — the result of the Panama Canal, connecting the Atlantic and Pacific oceans — offers investors access to the global commercial goods markets, from the USA to East Asia, Europe, and Oceania.

Panama has a well-developed, service-based economy. The government’s residence by investment program is an opportunity for global investors to contribute to the tropical maritime nation’s development while acquiring residence status and the investment opportunities that come with the program. Under this program, high-net-worth individuals can make a contribution to the country and become Panamanian residents in 30 days or four–six months (depending on the investment option chosen), with the possibility to acquire citizenship after five years.

The Panama Residence by Investment Program allows foreign nationals to make an investment into the country and apply for a residence permit.

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Minimum investment of USD 100,000

30 days under the Qualified Investor route, or four–six months under the Friendly Nations and Forestry Investor routes

The home of the Panama Canal: one of the world’s most strategically placed and used waterway, the chief commodities carried through it being motor vehicles, products and grains, petroleum, and coal

Central, South, and North American markets

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Investment options:

Qualified Investor:

• Real estate investment of USD 300,000 (valid until 15 October 2022, after which the investment amount will increase to USD 500,000). ​ • Stock exchange investment of USD 500,000. • Qualified Investor Fixed-term deposit of USD 750,000 in the banking sector.

Friendly Nations:

For citizens of one of Panama’s ‘friendly nations’ (contact us for the latest list of friendly nations). ​• Real estate investment of USD 200,000. ​• Employment by a company in Panama for residence by labor reasons.

Steps to follow

Step 1 - Preliminary Check:

Our specialized team will review the documentation submitted to verify that the immigration requirements are met. In addition, we will verify the transparency of investment funds. As a result, we will have a background check report and signed contract.

Step 2 - Choose of Investment:

You must select the investment option that most convinces and suits you, so that later we can start the process. If you decide to obtain residency through real estate investment, we will help you choose your property based on your needs and desires.

Step 3 - Preparation of documents and sending to the corresponding agency:

We take care of everything: we obtain the criminal record certificates, we fill out and complete the government forms, we certify the documents before a notary, we do the translation and apostille everything (this service has a separate cost), and then we send it to the residence. We present your documents independently and with strict compliance with the requirements, as well as monitoring the progress of the application. As a result, we will confirm the receipt of the documents by the government.

Step 4 - Due Diligence check:

Once the residency agency receives all the documents, the applicant's background check begins. In the event that additional documents are required during verification, we will handle those requests.

Step 5 - Case Investigation:

We look forward to a positive resolution and receive the new documents together with you. If necessary, we can also help you with other operational, commercial and even domestic matters (including the arrangements of additional documents).

Step 6 - Receiving residency:

When the investment and all fees are paid, you receive the certificate of residence. Then, these documents are sent to you, so that after the wait, you can start enjoying them.

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Does this residency allow me to obtain citizenship?

Yes, after five years one can apply for citizenship.

For how long will I have the residence?

Residency visas are well-priced and easy to obtain. The Visas are renewable annually and after either one or five years they become permanent residency Visas.

What documents are required?

• A completed application form with a photograph. • A copy of your passport. • Documents that prove your income is legal. For example a employment contract. • Certificates of no criminal records. • Health insurance policy. • Payment documents confirming the payment of state duties and fees. • Documents confirming the fulfillment of the investment conditions stipulated in the application.

What is the cost of living in panama?

The Cost of Living in Panama is very low, they have relatively cheaper living expenses and very affordable places to live.

Is dual citizenship accepted in Panama?

Unfortunately Panama strictly forbids dual citizenship and any person obtaining a second citizenship automatically loses the original citizenship.

With what currency must the residency programs be paid?

This residency program should be paid in dollars.

How strong is the Panama visa?

The Panamanian passport currently ranks 36th place according to the Guide Passport Ranking Index. It provides visa-free access to 141 countries.

How much is the processing time?

The processing time is for only 6 months.

Can the residence be purchased with an investment in Real Estate?

Yes, there is a very stable real estate market that offers significant opportunities to investors as well as resident property dealers.

In what cases can my application be rejected?

Most of the applications are authorized, however there are some reasons why you may have difficulty with this residency. Such us: • Having criminal records. • Lack of documentation. • Do not meet the minimum time in the country.

The main applicant must go to Panama?

The whole process can be arranged without being present in the country.

Real Estate

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